Apply For Finance

Furniture on Finance 

    The minimum order value is £250

     No deposit required 

    We have a range of finance options to choose from to help you spread the cost of your new furniture.

    Interest free finance (0%) - 6,9,12 or 18 months - You won't pay a penny more.

     Classic Credit 9,9% APR - 24, 36 or 48 months

                 Pre-check Criteria:
                1.  At least 18 years old.
                2.  Permanent paid employment (over 16 hours per week), retired (receiving a pension), in receipt of a disability benefit or self-employed.
                3.  Has been resident in the UK for at least 3 years and will continue their residency in the UK.
                4.  Has a debit or credit card in their name and registered to their address (you’ll need this to match the address used to complete the identity verification).
                5.  Has a Bank or Building Society current account available (you’ll need this to complete the direct debit instruction).

                How to apply:

                1. Add the items you wish to order to your basket and proceed to checkout.
                2. At checkout fill in all details.
                3. As payment method choose ‘Apply for instant finance’. 
                4. Press Confirm order.
                5. Choose credit option and press 'Apply now'              
                6. Fill in the details for finance, then the decision will show on your screen within 5 minutes.

                We will send you confirmation of your order on email.

                Application Referred - the decision will be provided within 10 minutes. In a small numbers of cases, it may take 2-3 hours to do additional checks. 

                Application declined - you have the option to continue with the order by paying by credit/debit card – just contact with us [email protected], otherwise your order will be cancelled.

                Msofas LTD is registered in England , Registered Office: 2nd Floor, Brian Royd Mills, Halifax HX4 8NF Company Registration Nr: 7711857.
                Msofas LTD acts as a credit broker and only offers credit 
                products from V12 Finance . Msofas LTD is 
                authorised and regulated by the Financial Conduct Authority. Credit provided subject to age and status.